Understanding Series

Understanding Series
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to debt management.

Debt management

Redraw facility

Debt recycling

Costs and risks of reverse mortgages

These documents provide provides some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to retirement income.

Account Based Pensions

Transition to Retirement Pensions

Term Allocated Pension

Annuities

Transfer balance cap

Pooled lifetime income streams

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to social security.

Income Protection Insurance

Term Life Insurance

Total and Permanent Disablement – TPD – Insurance

Trauma or Critical Illness Insurance

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to wealth accumulation (superannuation).

Cash out and re-contribute to super

Co-contribution

Consolidate superannuation

Downsizer Super Contribution

First home super saver scheme

Non-concessional contributions

Personal deductible contributions

Salary sacrifice

Splitting superannuation contributions

Spouse contributions

Superannuation

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to estate planning.

Advance Care Directive

Family Trusts

Powers of Attorney

Special Disability Trust

Superannuation death benefits

Testamentary Trusts

Wills

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to investment concepts.

Asset Allocation

Child savings plans

Costs and risks of derivatives

Costs and risks of direct property

Dollar cost averaging

Insurance Investment Bonds

Investment risks

Managed funds

Managed Discretionary Accounts (MDA)

Separately Managed Account (SMA)

Set and maintain a budget

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to tax.

Understanding tax – version 5.1

Redundancy payments

Salary packaging

Tax considerations for non-residents

Taxation

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to business insurance.

Business Continuation Insurance

Business Expenses Insurance

Business Succession Agreement and Funding

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to gearing.

Costs and risks of gearing

Costs and risks of gearing into superannuation

Costs and risks of margin lending

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to self-managed super funds.

Commencing an SMSF pension

Costs and risks of borrowing by self managed superannuation funds (SMSF)

Key SMSF investment rules

Limited Recourse Loan

Self managed superannuation funds

The SMSF Investment Strategy