Almost the world’s best for retirees

Published: May 5, 2017

What are the best countries for a comfortable retirement? What countries have the best retirement-income systems? It seems the answers to these questions are rather positive for Australian retirees. The recently-published 2017 Best Countries survey from US News & World Report, BAV Consulting and the Wharton School at the University of Pennsylvania ranks Australia as […]

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Super baby debt

Published: May 3, 2017

Having a family can create a ‘super baby debt’ for mothers of up to $50,000 by the time they reach retirement age. Taking time off work means you may not have any employer contributions being paid into your super account. And if you are taking a few years off, this can have quite an impact […]

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Dollar-cost averaging for millennial investors

Published: May 1, 2017

It's hardly surprisingly that a personal finance article in Forbes magazine places the classic and straightforward investment practice of dollar-cost averaging high among a list of tips to help millennials become better, more disciplined investors in 2017. Dollar-cost averaging simply involves investing the same amount of money into shares or other securities at regular intervals […]

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A realty check for accessing super early

Published: April 28, 2017

When it comes to the basics of life the issue of finding shelter – putting a roof over one's head – ranks high on most people's list. So as the dream of home ownership continues to recede further into the financial distance for younger Australians in our major cities it is not surprising that the […]

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Dementia is more than just forgetfulness

Published: April 26, 2017

It may begin with forgetting where you left your car keys and can eventually lead to potentially dangerous situations such as forgetting to switch off the heater or kitchen stove. This is a very real experience for more than 353,800 Australians living with dementia right now. With Australia’s population rapidly ageing, the prevalence of dementia is […]

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Why more women need MONEY as a value and it’s benefits

Published: April 20, 2017

By Guest Author Kelly Magowan Having been a career coach for well over a decade and worked with a diverse range of clients from various industries and professions  (men and women), more often than not it is the men who include money in their list of core values. Occasionally women will, however, only very occasionally.  […]

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Jump-start your retirement savings

Published: April 10, 2017

Unfortunately, many people would reach their mid-fifties and conclude that their savings are not on track to finance a satisfactory lifestyle in retirement. Fortunately, worthwhile steps can often be taken to boost their nest-eggs in the countdown to retiring. Perhaps family obligations and/or work circumstances made it difficult to put aside enough money towards retirement. […]

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To rent or own: retirement living options

Published: April 7, 2017

In Australia there are both ownership and rental opportunities for retirement living options. Generally the deciding factor of whether you rent or buy is subject to your financial situation. Ownership & legalities Property ownership in retirement villages comes under slightly different legislation to normal home ownership. They have different forms of legal title and occupancy […]

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Preparing for your family’s future

Published: April 5, 2017

No-one wants to think about death in the prime of life. But it's important to decide what will happen to your assets when you die. Find out how you can give instructions to your family about your legal and medical preferences should you fall ill or lose the capacity to make those decisions yourself. Estate […]

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Save early, save often

Published: April 3, 2017

One of the underlying attributes of Australia's superannuation system is that it starts young adults saving for retirement as soon as they join the workforce. Without compulsory super contributions, many millennials – aged in their twenties to thirties and also known as members of Generation Y – may have second thoughts about saving for retirement […]

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