Busting the 1 million dollar retirement myth

Published: July 12, 2017

It’s often been mentioned that $1 million or more in superannuation savings is needed to live a comfortable retirement. This is a daunting figure for most of us and, unsurprisingly, has many Australians concerned about the kind of retirement lifestyle they have to look forward to. In reality, most Australian workers have nothing like this […]

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Don’t become a one-eyed investor

Published: July 3, 2017

Behavioural economists warn investors about a trap known as "confirmation bias". This involves deciding on a course of action and then looking around for evidence to support that action. The proliferation of online investment newsletters and blogs means that investors can almost immediately find someone, perhaps a so-called expert, who agrees with them. In short, […]

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Global diversification through ETFs

Published: June 13, 2017

Investors are increasingly using Exchange Traded Funds (ETFs) as a straightforward, low-cost way to gain exposure to overseas shares. Recent ASX research shows that 40.9 per cent of assets in Australian-listed ETFs are in global shares, closely followed by Australian equities with 39.5 per cent, as at 31 May. A fundamental decision for Australian investors […]

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Home is where the heart is

Published: June 7, 2017

It can It can be hard to shake the instinct to stick with what you know. ‘Home bias’ – the phenomenon of investors disproportionately overweighting investments in their domestic equity markets, despite the easy availability of more geographically diversified options – is pervasive globally. In 2015, Anil Mishra, of the University of Western Sydney, conducted […]

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Beyond super: Our other personal investment market

Published: June 5, 2017

Many investors may not realise that Australia's super and non-super personal investment markets are almost equal in value. Yet super tends to dominate the personal investment headlines – particularly in the lead-up to the biggest changes to the super system in at least a decade from July. The Personal Investments Market Projections 2016 report, just […]

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The Australian Implications Of Trump’s US Tax Changes

Published: May 31, 2017

A key policy of the newly installed Trump administration is to dramatically change the taxation regime. Surprisingly, the US has one of the highest corporate tax rates in the world. High levels of corporate tax are cited as one reason why US manufacturing has been uncompetitive and the Trump administration believes it can address taxation […]

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5 key tips when fishing with children

Published: May 29, 2017

BIG4 Guest blogger, managing director of CH Smith Marine, and former president of the Boating Industry Association, Rod Smith, gives his expert opinion on having a safe and fun adventure when fishing with children. Fishing requires preparation, patience, and concentration at the best of times. So you can imagine that by bringing children into the […]

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Advocacy to support the rights of older people

Published: May 26, 2017

Most of the time aged care services work well and the people who use them are happy with the service they receive. However, sometimes there is a problem, and you may need help to speak up and have the problem resolved. Supporting the rights of older people Many people feel uncomfortable raising a complaint or […]

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7 tips to stop you under-charging and over-servicing

Published: May 24, 2017

By Flying Solo contributor Kathryn Williams Over-servicing clients is a common problem for small business owners; we feel it’s what sets us apart from our competitors. All it’s doing, however, is creating unreasonable expectations, and costing us money to boot. We know we can deliver what our clients need. And because we do this for […]

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4 simple ways to conquer stress AND increase productivity

Published: May 24, 2017

Our busy lifestyles often mean high levels of stress impacting productivity and health. Research shows practising mindfulness can reverse these effects for improved efficiency and well-being. How many times a week do you feel stressed or overwhelmed? Be honest! If you’re a busy professional, or a struggling solopreneur like me, I imagine not long goes by before you […]

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