Wall Street finally awakes to a “clear and present danger”

Published: February 7, 2018

US shares vs Government bonds Source: Federal Reserve St Louis. Wall Street has fallen -4% over the past week. This was off the back of record highs on January 26 with the S&P 500 Index peaking at 2872.87 (black line). What’s behind the share correction? Well the “bears” would argue that US shares were already […]

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Shifting the dial on super

Published: February 5, 2018

It is about now when those well-intentioned New Year resolutions start to come under pressure.   The summer holidays are behind us, schools are back and the rhythm of life is returning to a familiar routine. The bigger, bolder ambitions for the New Year are often the first to fall by the wayside simply because […]

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2018: A balancing act

Published: January 24, 2018

Fidelity's Investment Director, Tom Stevenson, shares his thoughts on investing in 2018. Most of the time investors don’t need to think too much about market timing or asset allocation. The long-term trajectory of financial markets is up and the only sensible thing to do is to be fully invested and allow the odds to work […]

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Beyond share prices

Published: January 24, 2018

Investors shouldn't overlook that there are two components to sharemarket returns – dividend yield and capital gains (or losses). Few investors would have missed the news reports of late pointing out that although Australia's sharemarket has broken through the 6000-point mark, it's still below the record pre-GFC high. (See What's in a number? – Smart […]

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Four issues for investors to keep on the radar in 2018

Published: January 22, 2018

“The inevitable never happens. It is the unexpected always.”  John Maynard Keynes (1883 -1946) 2017 was a year of surprises and shocks. This year is likely to bring its own remarkable events in economics and politics. So rather than trying to predict precisely the twists and turns of the future, here are four broad issues that […]

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2017: The year in review

Published: January 19, 2018

A very rewarding year for investors 2017 was a very positive year for investors, particularly those with substantial exposure to shares (see Table 1). Growth across the global economy was more synchronised than for some time due to a recovery in the eurozone, promising signs of improvement in Japan’s economy and solid conditions in the […]

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Become a better investor through your holiday reading

Published: December 13, 2017

Behavioural economist Daniel Kahneman – who teaches us to control our damaging behavioural traits to become better, more-disciplined investors – continues as a powerful force on the best-seller lists as 2017 draws to a close. Kahneman's Thinking, fast and slow has been on The New York Times bestselling non-fiction paperback list for 147 successive weeks or almost three years. […]

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Your rights when it comes to Direct Debits

Published: December 13, 2017

Automatic bill payments Direct debits can help you organise your finances. Make sure you understand how they work and what to do if you want to cancel them. What is a direct debit? A direct debit is an automatic transaction that transfers money from one person's account to another. Direct debits are processed electronically and […]

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The critical difference between desired and required returns

Published: November 22, 2017

We probably all remember during those long difficult car trips as children repeatedly saying such irritating things to our parents as: "When do we get there?". Perhaps adding to reinforce the point, "I knew we would never get there". And then pleading whenever a fast-food joint appears on the horizon: "I NEED an ice cream". Fast forward […]

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Realism-v-reality – working part-time as retirees

Published: November 15, 2017

Are you planning to boost your retirement income by doing some part-time work once you eventually retire? Perhaps you have included the expectation of some paid work in your calculations about how much you need to finance your retirement. If so, this leads to another question: How realistic is that expectation? A Vanguard research paper, Retirement […]

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