Outside super: Our other personal investments

Published: April 5, 2018

How does the value of your non-super savings compare to the value of your super savings? And do you take both into account when setting the most appropriate asset allocations for your portfolios? These are key questions for many investors – particularly considering that the total value of Australia's non-super personal investments now exceeds the […]

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Millions of multiple super accounts erode savings

Published: March 14, 2018

One of the simplest ways to make your retirement savings more efficient and less costly is to get rid of needless multiple super accounts. The vast majority of super fund members with multiple accounts unnecessarily pay multiple sets of fund administration fees and insurance premiums. These extra costs compound over time to eat away at […]

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Got post-holiday debt lag?

Published: February 14, 2018

Get out of debt and back in control of your finances with our simple money tips. Have a plan to pay down your travel debt If your debt is on a credit card, work out how much extra you can put towards your card and crunch the numbers using our credit card calculator. You will […]

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Why your chances of a pay increase could finally be improving

Published: February 12, 2018

With 2018 now underway, many Australians may have noted ‘pay increase’ in their new years’ resolutions list. While the economic conditions over the past few years may not been ideal for having successful conversations with your boss around remuneration, MLC’s Senior Economist Bob Cunneen explains how changing economic factors could lead to an improving environment […]

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Eating out or in, which is better?

Published: February 9, 2018

Eating out or in, which is better? How much is eating out really costing you? It might surprise you to learn that most of us spend about $100 every week on lunches.  Did you know that an average household spends approximately $100 per week eating out? That means 50 million meals out in Australia each […]

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Back to basics: avoiding the day to day temptation to time the markets

Published: February 9, 2018

The best of times can also be the most worrying of times for investors. As we head off on the journey that is destined to become 2018, investment markets have been both kind and – until this week at least – relatively benign. Suddenly headlines are screaming at us about the billions lost off market […]

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What’s ahead for SMSFs?

Published: February 9, 2018

It would be difficult to underestimate the impact that self-managed super has on competition between super funds – with both SMSF and non-SMSF members being the winners. As actuaries Rice Warner comments in its recently-published Superannuation market projections report 2017, leading industry and commercial funds are responding to the loss of members to SMSFs by upgrading […]

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