With our Heads Firmly in the " Cloud"

Published: October 17, 2017

Alicia Gregory, Head of Private Equity, MLC So much of our data is stored in the “cloud” these days. But where exactly is your data? Is it safe? And why are companies comfortable putting your valuable information into this virtual world? So what is the cloud? Cloud computing is the delivery of computer services, such […]

Read more

Change is in the wind for China

Published: October 17, 2017

Dr Ben McCaw, MLC The past 18 months have presented investors with significant geopolitical risks. There has been a profound uptick in populism across Europe, the UK voted to exit the EU and in the largest economy in the world –  the US – President Trump now sits in the  Oval Office. While all of […]

Read more

3 Reasons why Unwinding of Quantitative Easing Matters

Published: October 17, 2017

What is quantitative easing? Quantitative easing is when central banks purchase assets from the market to lower interest rates and increase credit availability to help stimulate the economy. Eight years after the inception of quantitative easing (QE), the US economic expansion is now one of the longest running in post-war history. Despite an economic backdrop […]

Read more

Mid – Caps are anything but Middling

Published: October 17, 2017

Antares Equities Does company size matter when it comes to investment returns? Antares Equities explains. A commonly held perception in investing is that small companies provide the best exposure to growth and hence capital appreciation in the investment universe. Is this really the case? This article looks at the returns from three sub-indices across the […]

Read more

The power of extra salary-sacrificed contributions

Published: October 10, 2017

As the first quarter of 2017-18 draws to a close, it's worth checking whether you are making the most of your ability to make regular salary-sacrificed super contributions. If your salary-sacrificing contributions are lagging, think about stepping up your contributions for the remaining nine months of the financial year. Your ability to step up your […]

Read more

I want a retirement investment plan – where do I start?

Published: October 3, 2017

Many Australians don’t have to think twice about saving for retirement because their employer regularly contributes on their behalf. These savings then have decades to grow and years to ride out the ups and downs of the share market. But what happens once you retire? Is there a one-size-fits all, no fuss retirement investment option? […]

Read more

Salary sacrificing super

Published: September 20, 2017

If you make voluntary super contributions through a salary sacrifice agreement you should be aware of how your contributions will affect your super balance. You can agree with your employer for your voluntary contribution to be in addition to your employer’s compulsory super contribution. If you are deciding whether you should salary sacrifice some of […]

Read more

Five investment barriers to recognise if you’re over 55

Published: September 18, 2017

For investors approaching their mid-fifties, or for those who've already met the milestone, it's worth being aware of the psychological barriers that can impact our decision making, so we can take steps to overcome them. Here are five common psychological barriers which are particularly relevant to investors aged over 55: Aversion to complexity As we […]

Read more

Why Our Careers Are Not Ours Alone!

Published: September 6, 2017

Our careers are not ours alone. They are the product of and the input of many. From our teachers – both formal and informal, family who support us and friends, industry associations, mentors, advocates, colleagues and so on.  To have the mindset that our careers are ours alone – a puzzle to be figured out […]

Read more

The great Australian (retiree) dream

Published: September 6, 2017

A recent Vanguard research paper, Retirement transitions in four countries, found that that 59 per cent of Australia's recent retirees surveyed believe they are highly satisfied with their current financial situation. This compares with 24 per cent with a medium level of satisfaction and 32 per cent with a low satisfaction level. In surveys of thousands […]

Read more