Why paying off your credit cards is not enough

Published: November 5, 2015

Reproduced with the permission of the Mortgage and Finance Association of Australia (MFAA) Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when […]

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3 financial tips for responsible parents

Published: October 14, 2015

We all want our children to have the best possible future. Here are three things you can do today to help give your kids a good start in life. Having a family is one of the milestones in life that gets you thinking seriously about your financial situation. After all, we want to be able […]

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The truth about divorce

Published: October 14, 2015

The breakdown of a relationship is a sad and stressful time for everyone involved. Getting some advice can help make it easier – especially where your finances are concerned. Divorce is ranked as one of the most stressful life events [1]. Even if you and your spouse separate amicably, divorce can be difficult – emotionally […]

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Escape the rat race

Published: September 16, 2015

According to the Australian Bureau of Statistics, about two thirds of Australians live in a big city. There’s no doubt that big city life has many pluses, starting with more job opportunities and infrastructure, better public transport and a variety of schools, shops, restaurants and entertainment options. But if the rising cost of housing, air […]

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Spring clean your finances

Published: September 16, 2015

The house isn’t the only place that needs a spring clean. Messy money management can potentially cost you thousands of dollars – and hold you back from achieving your goals. Here are three simple steps to help tidy up your personal finances. 1. Know where your money is going The first step to getting your […]

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5 things everyone should know about leaving an inheritance

Published: August 25, 2015

1. Who can inherit my estate? Your estate includes everything you own when you die. You can decide who’ll receive it by leaving instructions in your Will. However, there are a few ways your Will can be overruled.  Generally, if you’ve given a nomination to your super fund, leaving your super to a dependant, then […]

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3 ways to escape the credit card debt trap

Published: July 21, 2015

There’s no question that credit cards are a convenient way to pay for things you need – or want– but that you haven’t quite managed to save for. Whether it’s for essential items, like car insurance and rego or a new fridge, or the ‘nice to haves’ like a holiday or new clothes, having access […]

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The true cost of travel

Published: June 10, 2015

It’s no secret that travelling can be expensive, but it doesn’t have to break the bank. Here are some tips and ideas for keen travellers, to help get you ready for your next adventure. Choose your adventure One of the best parts of travel is the planning – and the first step is to choose […]

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5 tips to kick-start your second career

Published: June 10, 2015

Gone are the days when you had one job for life – an 18-year old who enters employment this year can expect to have a total of 17 different jobs and five career changes over a working life that spans until age 751.  If you’re ready for a career change, here are five things you […]

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3 easy ways to cut your mortgage

Published: June 10, 2015

Australians now owe more on their mortgages than ever before, with the average home loan leaping to $433,000 in June 2014 – a rise of 10% in a year.1  But with just a few easy steps you can take years off your loan and thousands off the interest you pay. If you’re not looking forward […]

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