I want a retirement investment plan – where do I start?

Published: October 3, 2017

Many Australians don’t have to think twice about saving for retirement because their employer regularly contributes on their behalf. These savings then have decades to grow and years to ride out the ups and downs of the share market. But what happens once you retire? Is there a one-size-fits all, no fuss retirement investment option? […]

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Five investment barriers to recognise if you’re over 55

Published: September 18, 2017

For investors approaching their mid-fifties, or for those who've already met the milestone, it's worth being aware of the psychological barriers that can impact our decision making, so we can take steps to overcome them. Here are five common psychological barriers which are particularly relevant to investors aged over 55: Aversion to complexity As we […]

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Why Our Careers Are Not Ours Alone!

Published: September 6, 2017

Our careers are not ours alone. They are the product of and the input of many. From our teachers – both formal and informal, family who support us and friends, industry associations, mentors, advocates, colleagues and so on.  To have the mindset that our careers are ours alone – a puzzle to be figured out […]

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The great Australian (retiree) dream

Published: September 6, 2017

A recent Vanguard research paper, Retirement transitions in four countries, found that that 59 per cent of Australia's recent retirees surveyed believe they are highly satisfied with their current financial situation. This compares with 24 per cent with a medium level of satisfaction and 32 per cent with a low satisfaction level. In surveys of thousands […]

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Starting an SMSF in your 20s?

Published: August 21, 2017

As with many things about investing, deciding when and whether to setup an SMSF should much depend on individual circumstances – that go well beyond age. The tax office's latest Self-managed super fund statistical report shows that 1.2 per cent of investors who established an SMSF in the March quarter of 2017 were aged under 25. Interestingly, […]

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The digital investor and the ‘ostrich effect’

Published: August 21, 2017

The internet has certainly given investors much more immediate access to information about their portfolios, investment research and investment markets. It has also enabled us to conduct immediate online transactions. However, the internet, of course, brings positives and negatives for digitally-aware investors. For instance, these investors can more readily overreact to short-term market movements. They […]

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7 rewarding one-day Australian mountain climbs

Published: August 16, 2017

There’s something special about climbing a mountain, and it’s a feat that conjures up a whole range of thoughts and feelings. You start by psyching yourself up for the challenge, ooze energy and enthusiasm as the climb begins, question your sanity part way through, and then, with elation, enjoy a huge sense of achievement when […]

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Super is super for young people

Published: August 16, 2017

ASFA CEO Dr Martin Fahy and young Australians discuss super – why it’s the best bet for saving for retirement. Research by ASFA has found that young Australians aged under 30 years tend to have more money in their superannuation accounts than their bank balances, yet 40 per cent of young people have no idea […]

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6 Easy, Natural (and Free!) Ways to Reduce Stress

Published: August 15, 2017

Even if you're unaware how damaging long-term stress can be, you may be acutely familiar with its immediate side effects. According to Psychology Today, “The stress hormone, cortisol, is public health enemy number one. Scientists have known for years that elevated cortisol levels: interfere with learning and memory, lower immune function and bone density, increase […]

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Should you downsize?

Published: August 15, 2017

By the time you are considering retirement, it is likely that you will have substantial equity in your home. You may even own your house outright. Selling the family home is one way to free up cash for retirement. The money you receive can be invested in shares, term deposits, managed funds or superannuation. The […]

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