6 Easy, Natural (and Free!) Ways to Reduce Stress

Published: August 15, 2017

Even if you're unaware how damaging long-term stress can be, you may be acutely familiar with its immediate side effects. According to Psychology Today, “The stress hormone, cortisol, is public health enemy number one. Scientists have known for years that elevated cortisol levels: interfere with learning and memory, lower immune function and bone density, increase […]

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How much can you afford to spend in retirement?

Published: August 2, 2017

How much you can afford to spend in retirement is determined by a number of different factors including investment markets, your super balance and lifestyle. But is there more you can do to help yourself have a better retirement? Understanding your expected spending patterns and ensuring you have an appropriate investment and drawdown strategy can […]

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August 2017 Statement by Philip Lowe, Governor: Monetary Policy Decision

Published: August 1, 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced economies, although uncertainties remain. Growth in the Chinese economy has picked up a little and is […]

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The risks of trying to pick future winning stocks

Published: July 24, 2017

It's tough for both professional and personal stock pickers to consistently beat or at least match the market. But maybe many investors don't recognise just how tough it is for stock pickers to succeed. Recent research by a US academic underlines that pickers of individual stocks typically have a minimal chance of achieving a satisfactory […]

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Busting the 1 million dollar retirement myth

Published: July 12, 2017

It’s often been mentioned that $1 million or more in superannuation savings is needed to live a comfortable retirement. This is a daunting figure for most of us and, unsurprisingly, has many Australians concerned about the kind of retirement lifestyle they have to look forward to. In reality, most Australian workers have nothing like this […]

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July 2017 Statement by Philip Lowe, Governor: Monetary Policy Decision

Published: July 4, 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The broad-based pick-up in the global economy is continuing. Labour markets have tightened further in many countries and forecasts for global growth have been revised up since last year. Above-trend growth is expected in a number of advanced […]

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Don’t become a one-eyed investor

Published: July 3, 2017

Behavioural economists warn investors about a trap known as "confirmation bias". This involves deciding on a course of action and then looking around for evidence to support that action. The proliferation of online investment newsletters and blogs means that investors can almost immediately find someone, perhaps a so-called expert, who agrees with them. In short, […]

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Global diversification through ETFs

Published: June 13, 2017

Investors are increasingly using Exchange Traded Funds (ETFs) as a straightforward, low-cost way to gain exposure to overseas shares. Recent ASX research shows that 40.9 per cent of assets in Australian-listed ETFs are in global shares, closely followed by Australian equities with 39.5 per cent, as at 31 May. A fundamental decision for Australian investors […]

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Home is where the heart is

Published: June 7, 2017

It can It can be hard to shake the instinct to stick with what you know. ‘Home bias’ – the phenomenon of investors disproportionately overweighting investments in their domestic equity markets, despite the easy availability of more geographically diversified options – is pervasive globally. In 2015, Anil Mishra, of the University of Western Sydney, conducted […]

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June 2017 Statement by Philip Lowe, Governor: Monetary Policy Decision

Published: June 6, 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The broad-based pick-up in the global economy is continuing. Labour markets have tightened further in many countries and forecasts for global growth have been revised up since last year. Above-trend growth is expected in a number of advanced […]

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